Credit Reports - Check Your Credit

Check your credit report at least once a year or more often if possible, because most experts recommend that you view your report at least every three months. Watch out for mistakes, fraudulent entries, and anything that negatively effects your credit score. The sooner you take action, the less damage your credit is likely to suffer.

How to get a higher credit score?

• Always pay your bills on time.
  
• Never max-out on your credit cards.
  
• Always have some "unused" available credit.
  
• Don't acquire too many inquiries on your credit report.
  
• Regularly check your credit report for negative entries.
  

To determine what level of credit card you should apply for, check your Credit Score by choosing a credit report provider from our list of reputable credit-reporting companies below.

Free Credit Report From Adaptive

Your credit future depends on your credit history.

Summary:

Ongoing APR: N/A

    Features:

• Up to $25,000 worth of Identity Theft Coverage — at no extra cost
• UNLIMITED copies of your credit report and credit score
• Automatic weekly credit and fraud alerts
• 24-hour Card Registration Service with emergency assistance if your credit cards are lost or stolen

More info           Apply

Equifax Credit Report

Equifax Credit Report™ and 3-in-1 Credit Report available - NEW Enhanced Layout!

Summary:

Ongoing APR: N/A

    Features:

• Equifax Credit Report™
• Score Power®
• Score Watch™
• 3-in-1 Credit Report
• 3-in-1 Credit Report with Score Power®
• Equifax Credit Watch™ Gold
• Equifax Credit Watch™ Silver

More info           Apply

Experian Triple Advantage

Sign up now and have your FREE credit report delivered online in seconds!

Summary:

Ongoing APR: N/A

    Features:

• See who's been looking at your credit report
• Check for new derogatory information
• Verify newly opened accounts
• Watch for several indicators of possible credit fraud
• Helpful dispute tips
• Informative CreditCheck
• Newsletters
• Exclusive Members-Only benefits
• 24-hour toll-free customer service support
  
  See Complete Terms & Conditions for details.

More info           Apply

myFICO®

Stop guessing about your credit score.

Summary:

Ongoing APR: N/A

    Features:

• Save Money
• Learn Your Score
• Get Better Interest Rates
• Customized Product Recommendation
• Continuous Monitoring of your FICO® Score

More info           Apply

Experian Credit Report + Free Score

Who keeps track of your credit?

Summary:

Ongoing APR: N/A

    Features:

• Daily monitoring of your Experian Credit Report
• Email alerts when key information changes on your report
• Unlimited access to your Experian Credit Report and Score with your full membership.

More info           Apply